Have you ever heard about frivolous lawsuits? Tort reform? People whine and complain about little accidents? People who try to take advantage of the insurance companies? Have you heard the expression "greedy trial lawyers?"
All of these phrases come to you via the insurance industry, who invented them to convince the public that people who get in car accidents (and people injured in other ways) don't deserve the money that they, the insurance industry will ultimately have to pay.
I'm sure you've heard about the "McDonald's lady" who got coffee spilled on her. I'll bet you believe that the amount of money she got was absurd. That's becase you heard wrong. The truth is that she didn't get the millions that were reported, yet that became the case became the rallying cry of the insurers and others who don't feel that responsible parties should pay for the troubles they create. This is the true story about Stella Liebeck, the McDonald's lady.
By the way about 4 years ago I was at a nursing reunion with my mother-in-law hosted at a local hotel. I was burnt on my chest by scalding hot coffee in a cup which was very flimsy. It has taken 4 years for the burn mark to be about 90% reduced in size.
All Mrs. Liebeck wanted was the payment of her medical bills. The concern of insurance companies is often not a concern for you the cliennt. They are watching their bottom line.
